Terms & Conditions
Last Updated: March 2026
IMPORTANT LEGAL DISCLAIMER: Please read these Terms and Conditions carefully. By
accessing and using Jahir Pips Vault services, you acknowledge that you have read, understood, and agree to be
bound by all terms herein. If you do not agree to these terms, you must not use our services.
1. ACCEPTANCE OF TERMS
By accessing, browsing, or otherwise engaging with the Jahir Pips Vault platform, website, channels, or any associated services (collectively, "Services"), you irrevocably agree to be legally bound by these Terms and Conditions ("Terms"), our Privacy Policy, and all applicable laws and regulations in force. These Terms constitute a binding legal agreement between you ("User", "Member", or "Participant") and Jahir Pips Vault ("we", "us", "Company"). Access to or use of the Services signifies unconditional acceptance of all Terms contained herein. If you disagree with any part of these Terms, you must immediately discontinue use of all Services.
2. DEFINITIONS & INTERPRETATION
In these Terms, the following definitions apply unless the context otherwise requires:
- "Services" means all content, signals, analysis, recovery arrangements, educational material, communications, platforms, and any related offerings made available by Jahir Pips Vault, whether directly or via third-party platforms including Telegram, WhatsApp, email, or other channels.
- "Content" refers to any text, data, market observations, technical commentary, visual material, or output generated or shared by Jahir Pips Vault through any medium.
- "Participant" refers to any individual or entity who accesses, subscribes to, or participates in any Service or arrangement offered by Jahir Pips Vault.
- "Recovery Arrangement" means the voluntary, collective coordination framework through which members agree to participate in coordinated market activity on a mutual and self-directed basis.
- "Market Activity" refers broadly to any engagement with financial instruments including but not limited to spot currencies, commodities, indices, or digital assets.
3. NATURE OF SERVICES & CONTENT CLASSIFICATION
IMPORTANT NOTICE REGARDING SERVICE NATURE: All services, content, signals, commentary, analysis, and any other material published, transmitted, or communicated through any channel associated with Jahir Pips Vault is provided exclusively for general informational, educational, and community engagement purposes. The nature and classification of such content is wholly dependent on how it is received and applied by the individual User, and Jahir Pips Vault makes no representation as to the suitability of any content for any particular purpose or individual circumstance.
By using the Services, you expressly acknowledge and agree that:
- All content distributed through Jahir Pips Vault is of a general, observational, and informational character and is not directed at any specific individual's financial circumstances, objectives, or needs
- Jahir Pips Vault does not hold itself out as providing, and no content published by Jahir Pips Vault shall be construed or relied upon as constituting, any form of personalised guidance, counsel, direction, or regulated activity of any description
- Any market observations, technical commentary, or community communications are shared in the context of educational discourse and peer exchange, and not as directions to act
- You acknowledge that you possess independent knowledge, skills, and judgement sufficient to make your own decisions with respect to any market activity
- No content provided constitutes a guarantee, promise, or projection of any outcome, performance, return, or result
- Jahir Pips Vault does not manage, control, or direct your capital, funds, or accounts in any capacity
- You bear sole and absolute responsibility for evaluating the appropriateness of any information in light of your own circumstances before acting upon it
- The existence of any content, signal, or communication from Jahir Pips Vault does not create any duty of care or fiduciary obligation to you
4. TRADING RECOVERY STRUCTURE & VOLUNTARY PARTICIPATION
Participation in any recovery arrangement coordinated by Jahir Pips Vault is entirely voluntary and is entered into freely by each participant at their own initiative. By participating, you acknowledge and agree that:
- The recovery arrangement is a collective, voluntary coordination framework and does not constitute a regulated investment scheme, collective investment scheme, managed fund, or any form of regulated product under any jurisdiction
- Jahir Pips Vault acts solely as a coordination facilitator and community organiser; it does not act as a fund manager, asset manager, portfolio manager, introducing broker, or in any other regulated capacity
- You are at all times trading with your own capital at your own sole discretion, and no one at Jahir Pips Vault has authority over or access to your accounts or funds
- Participation is based on mutual, informal agreement and community trust; it is not subject to any statutory investor protections
- You have independently chosen to participate with a full and complete understanding of all risks involved
- Collective arrangements may be modified, suspended, or discontinued at any time without liability to Jahir Pips Vault
- The performance or experience of other participants is not representative of or predictive of your own potential outcomes
5. ASSUMPTION OF RISK & COMPREHENSIVE LIABILITY WAIVER
FULL AND IRREVOCABLE ASSUMPTION OF RISK: You acknowledge, accept, and irrevocably agree that engaging in any market activity in connection with or following exposure to Jahir Pips Vault content or Services carries a substantial risk of financial loss, including but not limited to the complete and total loss of all capital committed to any trade, position, or market activity. This risk cannot be eliminated and you accept it in its entirety.
By using Jahir Pips Vault services, you further expressly agree that:
- You assume full, absolute, and unconditional responsibility for all and any losses arising from your market activity, without exception
- You acknowledge that markets operate in an inherently unpredictable environment where loss is a foreseeable and accepted outcome
- You irrevocably waive any and all claims, rights of action, demands, or causes of action against Jahir Pips Vault arising from or in connection with your market activity or trading decisions
- You understand that price volatility, especially in gold, Bitcoin, and other commodity or digital asset markets, can result in rapid and severe losses occurring in very short timeframes
- You accept and acknowledge that past performance, results, or outcomes — whether of Jahir Pips Vault, its members, or any third party — in no way guarantee, imply, or predict future performance or results
- You waive any liability claims arising from market conditions, broker execution, slippage, leverage effects, or any other operational or market factor
- You acknowledge that signals, market commentary, or community discussions may be based on information available at a specific point in time and may not reflect subsequent market developments
- Risk of loss is inherent and you take full personal responsibility for any and all outcomes resulting from your participation in or engagement with Services
6. LIMITATION OF LIABILITY
ABSOLUTE EXCLUSION OF LIABILITY: To the fullest extent permitted by applicable law, Jahir Pips Vault and its officers, directors, employees, contractors, affiliates, successors, and assigns expressly disclaim and exclude all liability, responsibility, and obligation of any nature whatsoever. This exclusion applies regardless of the form of action, whether in contract, tort, negligence, statute, or otherwise.
Without limiting the generality of the foregoing, Jahir Pips Vault shall bear no liability in respect of:
- Any trading losses, financial losses, or monetary damages of any nature whatsoever
- Direct, indirect, incidental, consequential, special, exemplary, or punitive damages
- Loss of actual or anticipated profits, revenue, capital, data, goodwill, or business opportunity
- Errors, omissions, delays, inaccuracies, or incompleteness in any signals, analysis, or information provided
- System failures, service disruptions, outages, or technical malfunctions of any kind
- Incorrect, delayed, or failed execution of trades or orders by any broker or platform
- Adverse market movements, volatility, or price fluctuations
- Losses amplified by leverage, margin calls, or forced account liquidation
- Actions, errors, omissions, or failures of any third-party broker, exchange, or service provider
- Force majeure events including but not limited to natural disasters, regulatory action, civil unrest, cyber-attacks, or infrastructure failures
- Any loss or damage resulting from your reliance on any content published or communicated by Jahir Pips Vault
- Taxation consequences or obligations arising from your trading activities
In jurisdictions where full exclusion of implied warranties or liabilities is not permitted, the liability of Jahir Pips Vault shall be limited to the maximum extent permitted by law. In no event shall the aggregate liability of Jahir Pips Vault to any User exceed the amount, if any, paid by that User directly to Jahir Pips Vault during the thirty (30) calendar days immediately preceding the event giving rise to the claim.
7. INDEMNIFICATION & HOLD HARMLESS
You agree to fully indemnify, defend, and hold harmless Jahir Pips Vault and each of its officers, directors, owners, employees, contractors, representatives, agents, successors, and assigns from and against any and all claims, demands, actions, proceedings, damages, losses, liabilities, costs, and expenses (including reasonable legal fees and disbursements on a solicitor-client basis) arising out of or in connection with:
- Your access to or use of the Services or your participation in any recovery or coordination arrangement
- Any and all of your market activities, trading decisions, or financial transactions, whether or not connected to Services
- Your breach, violation, or non-compliance with any provision of these Terms
- Your violation of any applicable law, regulation, or statutory obligation
- Claims, actions, or demands by third parties arising from or related to your conduct or activities
- Any misrepresentation made by you in connection with your use of the Services
- Your infringement of the intellectual property or other rights of any third party
8. COMPREHENSIVE RISK ACKNOWLEDGEMENTS
You hereby acknowledge, understand, and accept the existence and material impact of the following risks, among others:
- Market Risk: Global financial markets are inherently volatile and unpredictable. Prices of commodities, currencies, and digital assets can and do move dramatically, rapidly, and without warning in any direction.
- Leverage & Margin Risk: The use of leverage or margin significantly amplifies both potential gains and potential losses. Leveraged positions can result in losses exceeding your initial deposit.
- Liquidity Risk: Market conditions may mean that assets cannot be sold or positions closed at expected prices or within expected timeframes.
- Execution Risk: Orders may not be executed at the anticipated price or at all, due to market conditions, broker systems, or connectivity issues.
- Technology Risk: Technical systems may fail, connectivity may be interrupted, and platforms may experience downtime, resulting in an inability to manage positions.
- Counterparty Risk: Third-party brokers, exchanges, or custodians may default, become insolvent, or otherwise fail to fulfil their obligations.
- Coordination Risk: In collective arrangements, the actions or inactions of other participants may materially affect outcomes for all participants.
- Regulatory & Legal Risk: Changes in applicable laws, regulations, or enforcement actions may adversely impact trading operations, platform availability, or the legality of participation.
- Complete Capital Loss Risk: There is a real and material risk that you may lose the entirety of any capital committed to market activity.
- Information Risk: Content and analysis may be based on incomplete or time-limited information and may not reflect the current state of the market.
- Currency Risk: Fluctuations in exchange rates may affect the value of positions denominated in foreign currencies.
- Psychological Risk: Emotional or psychological factors may impair rational decision-making in volatile market conditions.
9. NO WARRANTIES OR REPRESENTATIONS
Jahir Pips Vault provides all services, content, and information strictly on an "AS IS", "AS AVAILABLE", and "WITH ALL FAULTS" basis. To the maximum extent permitted by law, Jahir Pips Vault expressly disclaims all warranties of any kind, whether express, implied, statutory, or otherwise, including but not limited to:
- Any warranty that content is accurate, complete, current, reliable, or fit for any particular purpose
- Any warranty that use of Services will result in profitability, positive returns, or any specific outcome
- Any warranty that Services will be available, uninterrupted, timely, secure, or error-free
- Any implied warranty of merchantability or fitness for a particular purpose
- Any warranty against third-party interference, data loss, or security breach
- Any warranty or representation that results will meet your expectations or requirements
- Any warranty that information shared within any community or channel is vetted, verified, or endorsed by Jahir Pips Vault
10. USER ELIGIBILITY & REPRESENTATIONS
By accessing or using the Services, you represent, warrant, and covenant on an ongoing basis that:
- You are at least 18 years of age, or the applicable age of legal majority in your jurisdiction, whichever is greater
- You have full legal capacity and authority to enter into and be bound by these Terms
- Your use of the Services does not violate any applicable laws, regulations, or rules of your jurisdiction
- You possess sufficient knowledge, experience, and understanding of market activity to make your own informed decisions without reliance on any third party
- You fully understand the nature and extent of the risks associated with market activity and are capable of bearing the financial consequences of any loss
- Your participation in any Service is not prohibited by your employer, professional body, regulatory authority, or jurisdiction
- You are not subject to any sanctions regime or prohibited from engaging in financial transactions under applicable law
- All information you provide in connection with your use of Services is accurate, complete, and not misleading
- You will promptly notify Jahir Pips Vault of any change in circumstances that affects the accuracy of these representations
11. PROHIBITED CONDUCT
As a condition of using the Services, you irrevocably agree not to engage in the following conduct:
- Use or attempt to use the Services for any unlawful, fraudulent, or prohibited purpose
- Engage in, facilitate, or encourage any form of market manipulation, insider dealing, fraud, or deceptive market practice
- Attempt to gain unauthorised access to any systems, accounts, data, or networks associated with Jahir Pips Vault
- Reverse-engineer, decompile, disassemble, or otherwise attempt to derive the source code or underlying logic of any Service
- Transmit or introduce any virus, trojan, ransomware, malware, spyware, or other harmful or disruptive code or content
- Conduct automated scraping, data harvesting, or any unauthorised systematic collection of data from the Services
- Defame, harass, intimidate, threaten, abuse, or discriminate against any participant, member, or employee
- Infringe the intellectual property, privacy, or other legal rights of Jahir Pips Vault or any third party
- Resell, sublicense, redistribute, or otherwise commercially exploit Services without prior written authorisation
- Create, operate, or use multiple accounts for the purpose of circumventing restrictions, bans, or access controls
- Impersonate any person, entity, or representative of Jahir Pips Vault
- Engage in any conduct that, in the sole discretion of Jahir Pips Vault, is harmful to the platform, its reputation, or its community
12. PAYMENT, FEES & REFUND POLICY
- All fees, charges, and payments made to Jahir Pips Vault are strictly non-refundable unless expressly stated otherwise in writing by an authorised representative
- Plan fees, membership charges, and other pricing structures are subject to change at Jahir Pips Vault's sole discretion, with reasonable notice provided where practicable
- Neither Jahir Pips Vault nor the User shall be responsible for failures, errors, or delays attributable to third-party payment processors, banking institutions, or financial infrastructure
- You are solely responsible for all applicable taxes, duties, banking fees, foreign exchange charges, and any other costs imposed by your bank, payment provider, or tax authority in connection with payments
- Jahir Pips Vault shall not be liable for any unauthorised transactions, chargebacks, disputes, or payment failures beyond its reasonable control
- In the event of payment disputes, Jahir Pips Vault's internal records shall be considered prima facie evidence of amounts paid
- Failure to pay any amount due may result in suspension or termination of access to Services without notice
13. INTELLECTUAL PROPERTY & PROPRIETARY RIGHTS
- All content, signals, analysis, designs, graphics, text, software, trade names, trademarks, and materials available through the Services are the sole and exclusive property of Jahir Pips Vault or its licensors, and are protected by applicable intellectual property laws
- You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Services and content for your own personal, non-commercial purposes only
- This licence does not include any right to reproduce, distribute, publicly display, modify, create derivative works from, or commercialise any content without prior written consent
- Trading signals, market analysis, recovery frameworks, and associated methodologies are confidential and proprietary to Jahir Pips Vault
- Sharing, forwarding, republishing, or disclosing any proprietary content or signals to parties outside authorised channels is strictly prohibited and may result in legal action
- Any feedback, suggestions, or submissions you provide to Jahir Pips Vault may be used by Jahir Pips Vault without restriction or compensation to you
14. CONFIDENTIALITY & INFORMATION SECURITY
- You agree to maintain the strict confidentiality of all non-public trading strategies, methodologies, recovery frameworks, and community communications shared through the Services
- You must not disclose, share, reproduce, or communicate details of recovery participation, strategic discussions, or proprietary content to any unauthorised party
- Jahir Pips Vault implements reasonable technical and organisational measures to protect information but cannot guarantee absolute data security
- Jahir Pips Vault shall not be liable for any unauthorised disclosure of information resulting from the actions of third parties, security breaches beyond its reasonable control, or your own disclosure of information
- Please refer to our Privacy Policy for full details on how personal data is collected, stored, processed, and your rights in relation to that data
15. THIRD-PARTY PLATFORMS, SERVICES & BROKERS
- Jahir Pips Vault may share content, signals, or community access through third-party platforms including but not limited to Telegram, WhatsApp, and other messaging or trading platforms; use of such platforms is governed by their respective terms and conditions
- Jahir Pips Vault is not responsible for and does not endorse any broker, exchange, or trading platform that members may choose to use in connection with their market activity
- Third-party broker terms and conditions, fees, and policies apply independently of and alongside these Terms
- Trade execution, order handling, margin requirements, and account management are matters solely between you and your chosen broker
- Jahir Pips Vault provides no guarantee of trade execution quality, order fulfilment, or broker availability
- Slippage, re-quotes, rejected orders, partial fills, and execution delays are normal features of live market trading and do not constitute grounds for any claim against Jahir Pips Vault
- Any links to external websites or resources are provided for convenience only; Jahir Pips Vault is not responsible for the content, accuracy, or availability of third-party sites
16. FORCE MAJEURE & EXCEPTIONAL CIRCUMSTANCES
Jahir Pips Vault shall not be in breach of these Terms, nor liable for any delay or failure in performance of any obligation under these Terms, where such delay or failure arises from circumstances beyond Jahir Pips Vault's reasonable control, including but not limited to:
- Natural disasters, acts of God, pandemics, or public health emergencies
- Regulatory action, government intervention, or changes in law that affect operations
- Cyber-attacks, hacking, distributed denial of service attacks, or other malicious digital acts
- Telecommunication or internet infrastructure failures
- Exchange or broker system outages, market closures, or circuit breakers
- Civil unrest, war, terrorism, or political instability
- Banking system failures or restrictions on financial transactions
- Any other event that is genuinely outside the reasonable control of Jahir Pips Vault
17. TERMINATION, SUSPENSION & ACCOUNT CLOSURE
- Jahir Pips Vault reserves the absolute and unconditional right to suspend, restrict, or permanently terminate your access to any or all Services at any time, with or without cause, and without prior notice
- Termination does not affect any accrued rights, obligations, liability waivers, or indemnifications under these Terms, which shall continue in full force following termination
- Upon termination or suspension, you must immediately cease all use of the Services and any proprietary content
- Where applicable and at Jahir Pips Vault's sole discretion, any remaining accessible balances may be returned within 30 business days of termination, subject to deductions for outstanding obligations
- Termination for breach of these Terms, violation of applicable law, or conduct deemed harmful to the platform or community may be immediate and without advance notice
- Jahir Pips Vault is not liable for any losses, consequences, or damages arising from the suspension or termination of Services
18. MODIFICATIONS TO TERMS & SERVICES
- Jahir Pips Vault reserves the right to amend, update, or replace these Terms at any time at its sole discretion
- Amended Terms become legally effective upon publication to the website or communication through any channel used by Jahir Pips Vault
- Your continued access to or use of the Services following any modification constitutes your irrevocable acceptance of the updated Terms
- Where practicable, material changes may be communicated via email or platform notification, but such notification is not a precondition to the effectiveness of updated Terms
- You are solely responsible for reviewing these Terms on a regular basis; failure to review does not excuse non-compliance
- Jahir Pips Vault may also modify, add to, withdraw, or restructure any Service offering at any time without liability
19. DISPUTE RESOLUTION, ARBITRATION & GOVERNING LAW
- These Terms and all matters arising from or in connection with them shall be governed by and construed exclusively in accordance with the laws of England and Wales
- You irrevocably agree that any dispute, controversy, or claim arising out of or in connection with these Terms or the Services shall first be subject to a mandatory good faith negotiation period of no less than 30 days
- Where good faith negotiation fails to resolve a dispute, it shall be submitted to and resolved by binding private arbitration in Liverpool, United Kingdom, under rules agreed by the parties or, in default of agreement, under applicable English arbitration rules
- You expressly waive any right to bring or participate in any class action, collective claim, representative proceeding, or multi-party action against Jahir Pips Vault
- You waive any right to jury trial to the extent applicable under any jurisdiction
- Each party shall bear its own costs in connection with arbitration, unless the arbitrator otherwise orders
- The English courts shall have exclusive jurisdiction over any matters not subject to arbitration under these Terms
20. REGULATORY STATUS & JURISDICTIONAL DISCLAIMERS
- Jahir Pips Vault is not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial regulatory body in any jurisdiction
- The Services do not fall within the scope of FCA-regulated activities and accordingly Users have no recourse to FCA-regulated protections in connection with the Services
- Users do not have access to the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS) in connection with Services provided by Jahir Pips Vault
- Jahir Pips Vault operates as a private, community-based, non-regulated platform and its activities are not subject to statutory investor protection schemes
- Regulatory requirements and permissible activities may vary significantly by jurisdiction; it is your sole responsibility to ensure that your use of the Services complies with all laws applicable to you
- Jahir Pips Vault makes no representation that the Services are appropriate, legal, or available in any particular jurisdiction
21. KYC, AML & COMPLIANCE OBLIGATIONS
- Jahir Pips Vault may, at its sole discretion, require Users to provide Know Your Customer (KYC) documentation including but not limited to government-issued identification, proof of address, and source of funds declarations
- Compliance with Anti-Money Laundering (AML) obligations and applicable counter-terrorism financing laws may be enforced at any time
- Jahir Pips Vault reserves the right to report any suspicious transactions or activities to relevant law enforcement or regulatory authorities without notice to the User
- Account access may be suspended or restricted as a result of compliance screening, regulatory obligations, or risk assessment
- By using the Services, you consent to identity verification procedures, background screening, and sanctions list checks as may be required
- You warrant that funds used in connection with any Service are derived from legitimate sources and are not the proceeds of criminal activity
22. DATA RETENTION & RECORDS
- Jahir Pips Vault may retain records of your interactions, transactions, communications, and use of the Services for such periods as are required by applicable law or as are reasonably necessary for legitimate business purposes
- Records retained by Jahir Pips Vault may be used in connection with dispute resolution, legal proceedings, regulatory obligations, or enforcement of these Terms
- You acknowledge that Jahir Pips Vault's records of all interactions and transactions shall constitute prima facie evidence of the matters recorded therein
- Upon account closure or termination, certain records may be retained in accordance with applicable data protection and financial record-keeping obligations
23. COMMUNICATIONS, CONSENT & NOTIFICATIONS
- By using the Services, you consent to receive communications from Jahir Pips Vault via email, SMS, messaging platforms, or other electronic means
- You consent to the electronic delivery of all notices, agreements, disclosures, and legal communications
- You are solely responsible for maintaining current and accurate contact information; Jahir Pips Vault is not liable for any consequences of failed communications resulting from outdated contact details
- Failure to receive, read, or act upon any communication from Jahir Pips Vault does not invalidate, suspend, or modify the enforceability of these Terms or any notice contained in a communication
- Urgent or time-sensitive notices may be sent to the last known contact information without further verification and shall be deemed received upon transmission
- You may withdraw consent to marketing communications at any time; withdrawal of consent to operational notices is not permitted while you remain a User
24. SEVERABILITY & PARTIAL INVALIDITY
If any provision, clause, or part of these Terms is found by any court, arbitrator, or competent authority to be invalid, unenforceable, or contrary to applicable law, that provision shall be deemed severed from these Terms to the minimum extent necessary and shall be modified to the extent required to make it valid and enforceable. The validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired. The parties agree to negotiate in good faith to replace any severed provision with a valid provision that, as closely as possible, reflects the original intent of the parties.
25. ENTIRE AGREEMENT & SUPERSESSION
These Terms and Conditions, together with the Privacy Policy and any other documents expressly incorporated herein by reference, constitute the entire agreement between you and Jahir Pips Vault with respect to the subject matter hereof. These Terms supersede and replace all prior and contemporaneous agreements, representations, negotiations, and understandings between the parties, whether oral or written, relating to the same subject matter.
26. NO WAIVER
No failure or delay by Jahir Pips Vault in exercising any right, power, or remedy under these Terms shall operate as a waiver of that right, power, or remedy. No single or partial exercise of any right, power, or remedy shall preclude any other or further exercise thereof or the exercise of any other right, power, or remedy. A waiver of any breach shall not be construed as a waiver of any subsequent breach.
27. ASSIGNMENT
You may not assign, transfer, delegate, or otherwise dispose of any of your rights or obligations under these Terms without the prior written consent of Jahir Pips Vault. Jahir Pips Vault may freely assign, transfer, or novate these Terms or any of its rights or obligations hereunder to any successor entity, affiliate, or acquirer, without notice to or consent from you.
28. SURVIVAL OF PROVISIONS
The following provisions shall survive the termination or expiration of these Terms for any reason: the Nature of Services & Content Classification clause, Assumption of Risk & Comprehensive Liability Waiver, Limitation of Liability, Indemnification, Intellectual Property & Proprietary Rights, Confidentiality, Data Retention, Dispute Resolution & Governing Law, and all other provisions that by their nature are intended to survive termination.
29. CONTACT INFORMATION
For questions, complaints, or communications regarding these Terms and Conditions or any other matters, please contact the appropriate department:
BINDING ACKNOWLEDGEMENT: By accessing or using any Service provided by Jahir Pips Vault, you confirm that you have read, understood, and irrevocably accepted these Terms and Conditions in their entirety. You acknowledge the inherent and substantial risks associated with market activity, confirm that your participation is entirely voluntary and self-directed, and accept sole and absolute responsibility for all outcomes, decisions, and consequences arising from your use of the Services and any associated market activities.